Quick answer
Modest impact. Buildings sum-insured increases by installed value (typically £15,000-£100,000). Annual premium impact typically £30-£150 additional. Ecclesiastical Insurance Office (EIO) and other church insurers have established processes for solar notification.
Full answer
Buildings cover: solar PV adds reinstatement value. Insurer reassesses sum-insured post-install. For a typical 15 kW £25,000 install, sum-insured rises by that amount.
Public liability: standard parish PL extends to the system. Installer's PL covers install period; parish PL handles ongoing risk.
Theft, malicious damage, lightning: covered as standard within most parish building policies.
Workmanship guarantee: separate from insurance. Our 10-year IWA-backed warranty survives if installer ceases trading.
Process: notify insurer pre-install with project details. Notify again post-commissioning. Reassessed at next annual renewal.
Related questions
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